Senior citizen is a general designation for persons who have reached a certain age, which may vary by different standards. It is often used for legal or policy-related reasons in determining who is eligible for certain benefits available to the age group. Old age consists of ages nearing or surpassing the average life span of human beings, and thus the end of the human life cycle. Nowadays it is very difficult cd rates at a reasonable price as the interest rates are dropping again. There are various reverse mortgage loans available for senior citizen and it’s their duty to make use of these loans offered. There are various companies offering this reverse mortgage loans but I would just suggest todaysseniors.com, a site dedicate to provide all information about reverse mortgage to senior citizens. As many of them do not follow limit of Federal Deposit Insurance Corporation in deposits it is always better to opt for fdic insurance, as it ensures your safety in future. For senior it is always best to choose medicare insurance as it may help to pay their medical bills or may help at the time emergency. If a senior citizen is looking for a best solution to solve all his financial problems then todaysseniors.com is the site they have to check out.